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LEGAL Rawlinson & Hunter International is a grouping of independent firms with members throughout the world. It is not a legal entity in its own right and does not offer professional services in its own name. Each independent member of Rawlinson & Hunter International is a separate firm. These firms are not members of one international partnership or group, or otherwise necessarily legal partners or members with each other, nor is any one firm responsible for the services or activities of any other. Firms in certain jurisdictions offer services through a partnership structure or through the medium of limited liability vehicles, or both, depending on the nature of services offered. The partners and directors of each of the firms within the Rawlinson & Hunter grouping pride themselves on the shared ethos and quality of advice given across the Rawlinson & Hunter grouping. As a result, use is made throughout this website of the expressions “our” and “we” in reference to the service provided by each of the Rawlinson & Hunter firms. This should not be construed as Rawlinson & Hunter International existing as a single entity. Although the firms carry the same name, there is no common ownership among the firms of Rawlinson & Hunter International. This website is designed for the information of readers. Whilst every effort has been made to ensure accuracy, information contained on the site may not be comprehensive and readers should not act upon it without seeking professional advice. The application and impact of the laws can vary widely from case to case, based upon the specific or unique facts involved. Accordingly, the information in this site is not intended to serve as legal, accounting, financial or tax advice. Users are encouraged to consult with professional advisers at their local Rawlinson & Hunter International office for advice concerning specific matters before making any decision. A list of legal partners and directors of that office can only be obtained from that office and nothing in this website shall imply that any other persons mentioned herein are partners or members of that office. Privacy Notice Terms and Conditions

ESTATE PLANNING Estate planning demands a detailed appreciation of the circumstances of each client and the flexibility to respond to their wishes. Our emphasis on client relationships has enabled us to build a considerable reputation in this area. ​ Regular reviews of the estate and detailed illustrative calculations of potential liabilities keep our clients aware of opportunities available to them, while our international focus allows us to advise clients with assets in multiple jurisdictions. Frequent discussions with the client and the client’s family ensure that we are aware of their wishes as they develop and can act in their best interests. ​ For UK connected clients, the inheritance regime provides excellent opportunities to plan estates and protect family wealth through the use of lifetime gifts, trusts, family limited partnerships and careful consideration of wills. ​ Our expertise in tax planning means that we are an excellent choice for clients wishing to draft their wills in a tax efficient manner. Our partners are also experienced in acting as executors, alone or with family members or lawyers. We have all the necessary experience to deal with the administration of the estate, from the initial application for probate to the final distribution. The close relationships we build up with our clients mean that we can deal effectively with any sensitive family issues that arise. Our Specialists Alasdair Cross Senior Partner E: alasdair.cross@rawlinson-hunter.gg T: +44 (0)1481 711 166 View bio... Karen Higgins Partner E: karen.higgins@rawlinson-hunter.gg T: +44 (0)1481 711 166 View bio... Ciaran O'Neill Partner E: ciaran.oneill@rawlinson-hunter.gg T: +44 (0)1481 711 166 View bio... Laura McCarthy Finance Director E: laura.mccarthy@rawlinson-hunter.gg T: +44 (0)1481 711 166 View bio...

PRIVATE TRUST COMPANIES TBC Our Specialists

OUR PEOPLE Search Our strength lies in our people whose expertise and commitment enable us to provide a top quality pro-active tailored service in every office. By forename... Select person... By surname... Select person... By expertise... Select expertise... Reset Filters Alasdair Cross Senior Partner +44 (0)1481 711 166 alasdair.cross@rawlinson-hunter.gg Alasdair is senior partner and managing director of the Guernsey office. He specialises in private client trust work with a particular emphasis on structures for international families. Alasdair has worked in the fiduciary sector for over 30 years, with additional experience of acting as a trustee of charities and NPOs and as a protector for family trusts. He has also acted as a director of investment funds. Alasdair joined Rawlinson & Hunter in Guernsey in 2007 and became a partner in 2008 and senior partner in 2011. Previously, he spent 16 years working for Barings (now Northern Trust) in Guernsey, latterly as an executive director of its trust company, where he was responsible for private clients and was Chief Fiduciary Officer. Alasdair was educated at Elizabeth College, Guernsey and graduated in Law from Oxford University. He features in the Citywealth Leaders list in the Leading Trustees – Guernsey – Prominent Figures category and is a member of STEP. Expertise

OUR PEOPLE Search Our strength lies in our people whose expertise and commitment enable us to provide a top quality pro-active tailored service in every office. By forename... Select person... By surname... Select person... By expertise... Select expertise... Reset Filters Karen Higgins Partner +44 (0)1481 711 166 karen.higgins@rawlinson-hunter.gg Karen joined the Guernsey office in 1999 and was appointed as a director in 2013. With over 21 years of fiduciary experience, Karen leads an administration team delivering private client services to an established and developing global client base. Karen specialises in the provision of fiduciary services, including cases incorporating family office style support, to UHNW families holding a variety of asset classes and charitable trusts. Karen is a member of STEP. Expertise

CONTACT US Office Address Guernsey Rawlinson & Hunter Limited & R&H Trust Co. (Guernsey) Limited PO Box 187 Trafalgar Court Les Banques St Peter Port Guernsey GY1 4HR T +44 (0)1481 711166 E mail@rawlinson-hunter.gg

CORPORATE TBC Our Specialists

PRIVACY The only personal data that this website can collect is: ​ If you choose to send us an email using one of the email addresses listed on the site. This email address will only be used to correspond with you. If you choose to submit data via the subscription section of the “Technical Updates” section. This data will be used to send you the publications and updates that you have requested. You may unsubscribe from our mailings at anytime. ​ If you have any concerns or questions about the data that we collect and use for the client services we are providing then please contact the partner or director in the local office that provides the service to you.

OUR PEOPLE Search Our strength lies in our people whose expertise and commitment enable us to provide a top quality pro-active tailored service in every office. By forename... Select person... By surname... Select person... By expertise... Select expertise... Reset Filters

WEALTH REPORTING As investment products become more diverse, keeping track of the financially successful family’s assets and their value is becoming increasingly difficult. This can make monitoring the family’s wealth, at best, more time consuming and, at worst, almost impossible for the family administrator or trustee. ​ We have developed our own systems and procedures for monitoring the composition and performance of a family’s investments and other assets. Our systems enable us to present the family or its advisers with comprehensive and timely reports consolidating the family’s entire asset base. The asset and performance analyses within our reports are tailored to the individual family’s needs in a way that we believe is unique in the marketplace. ​ We consider that our independence from the investment process means that we can concentrate on our client’s needs and monitor objectively any investment adviser’s performance. Our Specialists

CLEAR ADVICE IN A COMPLEX WORLD A personal, tailored service Tell me more about your... Services Select Service Captive Insurance Charities Estate Planning Trusts & Foundations Wealth Reporting Corporate Family Office Managed Trust Companies Private Trust Companies I'm looking for... People Select Person Alasdair Cross Ciaran O'Neill Karen Higgins Laura McCarthy

MANAGED TRUST COMPANIES TBC Our Specialists